Benefits of a Positive Current Account

	NO Credit Application. This is not a credit card. All you need is basic proof of identity. Opening a Positive account will not affect your credit rating.
	Readily accepted. Use your Positive Prepaid MasterCard^® everywhere you see the Mastercard^® acceptance mark, including abroad. Perfect for holidays and business trips.
	Online Top-Up. Top up your account online or pop into any Barlcays Bank and top up.
	Budgeting. Know how much you have to spend through the month with our unique locking accounts
	Free to apply.
	Fees, limits and restrictions . We always aim to be open and honest about the fees, limits and restrictions relating to the prepaid card and account. Please see the 'Fees & Limits' section above.
	A Safer alternative to carrying cash.
	Use ATMs. Withdraw cash from any high street ATM that displays the Mastercard^® acceptance mark.
	Set up standing orders..
	Have your wages paid into your account.
	Send and receive BACS payments.
	Use our Positive virtual card. Reduces risk when shopping online
	One year free Experian credit report.
	more benefits...

Positive Account helps you control your finances

A new kind of account

Your Positive account not only allows you to pay your bills but it also helps you budget. you can also get the Positive Prepaid Mastercard allowing you to spend using your card, wherever you see the MasterCard® acceptance mark.

Stay in control of your finances, pay your bills and enjoy spending your spare funds..

More than just a pre-pay card

At last a fresh approach to banking allowing you to budget more effectively, pay off your bills and spend spare funds. The Positive Account and The Positive Prepaid MasterCard® provides a true alternative to a normal account with the ability to split out and schedule payments for things like utility bills. The Positive Account helps you manage your money to prevent you building up debts and it helps you stay in control of your finances, it's just like having a bank account with you in control.

If you have a poor credit rating or a history of bad debt and cannot get a credit card or bank account, you can still apply for a Positive Account and The Positive Prepaid MasterCard®, which is great news. In fact, Positive Account has so many features to manage your money you'll always be in control.

The account comes with a Positive Prepaid MasterCard® debit card, this runs alongside your account. The card can be used anywhere the MasterCard acceptance mark is displayed. This includes shops, restaurants, petrol stations, and many other locations worldwide. Your Positive MasterCard® prepaid card is accepted at millions of locations worldwide

It's time to take control of your your finances!

Please see the Positive Prepaid MasterCard Terms and Conditions

MasterCard is a registered trademark of MasterCard International Incorporated. The Positive Prepaid Card is issued by Newcastle Building Society pursuant to licence by MasterCard International Incorporated. Newcastle Building Society is authorised and regulated by the Financial Services Authority and is entered under the Financial Services Register (www.fsa.gov.uk/register/) under registration No.156058. Contact cardsolutions@newcastle.co.uk.